Throughout Your Career

Overview

Throughout Your Career

Even if you are not ready to retire, you should be aware of the benefits you are provided through CCCERA. You may wish to purchase service for various reasons prior to retirement. You are also eligible for disability or death benefits should you become disabled or die prior to retirement. If you leave CCCERA prior to retirement you are eligible for termination benefits.

Overview

Compensation and Compensation Limits

Compensation

Both your retirement contributions and your retirement benefits depend on your compensation. However, not all of the compensation you earn is included in compensation for retirement purposes. Determining what portion to include depends on whether you are a legacy member (General Tiers 1 and 3, and Safety Tier A and C) or a PEPRA member (PEPRA General Tiers 4 and 5, and PEPRA Safety Tiers D and E).

Overview

Service Credit Purchases

Eligible Service Credit Purchases Increase Your Retirement Benefit

Your pension is based on your age at retirement, your final average salary, and your total retirement service credit. The more years of retirement service credit you have, the greater your benefit.

You may be eligible to “buy” service time when you were not contributing to CCCERA, thus increasing your retirement benefit.

Overview

Divorce

Commands