As a member of CCCERA, you are investing in your most valuable asset, your future. Whether you are beginning your working life or have extensive public service, contributions to your CCCERA retirement account ensure financial security that will benefit you (and in some cases, your survivors) long after you complete your career.

CCCERA is a "defined benefit" retirement plan. This means your future retirement benefit is not based on how much you and your employer contribute, investment returns or other factors that could cause your pension value to fluctuate.

Defined benefit pensions are based on a formula set by law, in this case the County Employees' Retirement Act of 1937, which was adopted by Contra Costa County in 1945. The Association is administered by the Board of Retirement to provide service retirement, disability, death and survivor benefits to County employees and 16 other participating agencies.

We invite you to explore your membership benefits through this website, our publications, or Group Counseling program. CCCERA staff is also available to answer your questions by telephone Monday through Friday, from 9 a.m. to 4 p.m. (The office is closed between Noon and 12:30 p.m. for lunch.)