Getting Ready to Retire


Getting Ready to Retire

The following is a brief summary of the steps required to retire. As you get closer to your retirement date, CCCERA has additional information sources, including brochures, group counseling, individual counseling appointments, benefit estimates and more. Call CCCERA to speak with a counselor if you have any questions.

CCCERA staff are trained to offer assistance on the retirement process and beyond, but we are not tax professionals or financial planners. We encourage consultation with your financial adviser prior to making decisions that may affect your future security.

Retirement Planning

If possible, start planning five years ahead of your retirement date.This may seem like a long time, but preliminary planning gives you the opportunity to save vacation credits, purchase or convert any eligible service time, consider your estimated benefit amounts at possible ages, and decide at which age retirement will be most advantageous.

During the year prior to retirement, call CCCERA to request:

  1. A retirement benefit estimate, if needed.
  2. A group counseling appointment.
  3. An individual counseling appointment.

Retirement Counseling

Call CCCERA or submit the online form below to request any of the following:

  • A retirement benefit estimate (limit of two dates per request). 
  • A group counseling appointment.
  • An individual counseling appointment.

Calculation Help

CCCERA is a Defined Benefit Plan. As such, the calculation of your lifetime monthly benefit is based on clearly defined factors.


Retirement Eligibility

Pension benefits can only be received if you are eligible, meaning you meet certain age and service requirements.


Applying for Retirement

CCCERA requires a copy of the following documents to process your retirement:


Retirement Options

Your decision to retire will be based on your individual plans and goals. There are two decisions all prospective retirees make that warrant thoughtful consideration.